Up to $1,000,000 in liability coverage for your business equipment, both on and off the premises.
Up to $100,000 in business personal property (BPP) limits, to protect your equipment at home and while temporarily on location.
A standard $250 deductible.
Optional coverage for money and securities.
Additional coverage for business liabilities if applicable.
Available in all 50 states and the District of Columbia; regardless of the homeowners’ insurance provider.
Eligibility
A home business is defined as a retail or service business operated from the insured’s place of residence, having the following characteristics:
Operated by the policy holder and/or another immediate family member who resides in the insured’s household.
Employing no more than 10 employees, not including independent contractors and distributors.
Incidental to the occupancy of the building as a private residence.
Optional Coverage
Money and securities (up to $10,000 on premise/$5,000 temporarily off premise).
Electronic data processing equipment (data and media not to exceed $25,000). The sublimit for off-premises EDP coverage is $5,000. No other policy limit may be added to this sublimit.
Additional business personal property coverage (in excess of the $5,000 automatically provided).
Optional business liability limits, in addition to the coverage that is already provided.
Option to add additional insured’s and coverages, based on business and insurance policy. Please contact for more information.
